Like most women, I avoided really securing my financial future for years with plenty of very valid reasons: kids, home management, parents, errands, my buisness and in the moment living.
When the worry of possibly outliving my money awoke me in the middle of the night, I shoved it. During the day, being "busy" kept me too busy to address my financial fears head on.
I was dealing with the "urgent but not so important" issues in life, instead of a super important plan to ensure that I had money to live the way I wanted for the rest of my life.
Then one morning I’ll never forget, while enjoying tea at my breakfast table, I read an article about the amount of money it would take to maintain our current lifestyle during retirement
The article broke the savings levels into 4 Lifestyle Categories:
Beer and Peanuts
Filet Mignon and Champagne
Private Jet Travel
Private Jet Owner
I was shocked! I don't even drink beer and we were barely even in that category!
Suddenly, what had once been "important but not urgent" became very urgent because I knew that with every single passing year another missed opportunity to create my own financial destiny had passed. I knew for certain that I was too focused on the present to secure my future. I knew in that moment unless I made some major shifts, our very comfortable lifestyle, complete with organic food, a couple of nice vacations every year, and a home that we loved, would be a challenge to maintain for life.
You, too, may have seen the huge unpredictable financial challenges that had surfaced out of nowhere for everyone! Health care costs were rising every year, and, once reliable income from traditional retirement investments had been annihilated with all-time low interest rates for many years. Two devastating stock market drops over 50% since 2000 had taken a toll on our savings and created even more uncertainty in late midlife. It suddenly felt too big and scary, as though I couldn’t do enough to really secure our financial future even though we had been investing for years, and we were covering our expenses almost always.
I knew that others were worried sick, too, whether or not they were admitting it to themselves or anyone else. After playing with some real numbers on my calculator, it was clear that a once respected million dollar retirement account invested in 40% stocks, 45% bonds and 15% cash returns about $1,800 a month from a typlical diversified investment account after taxes. Adding insult to injury, inflation would deplete the value of that $1,800 out right by about 3% every year. Just doing the simple math shows that your money is worth 30% less than it was just 10 years prior!
As a long term investor, I pondered this unsettling epiphany over the next few days on my walks. I realized that even though I had invested in stocks, bonds, and real estate for decades with dsecent success, I truly felt uncertain about our financial future because the investing and retirement games had changed significantly due to factors beyond my control. Deep down, I had that darn little nagging fear of losing my nice lifestyle, being dependent on my kids, or just plain running out of money.
I knew one thing for sure: I really didn’t want to “cut back spending” as I got older! If anything, I want to live better, and I knew that I could make it happen! More than ever, I saw how time made it so much easier to compound wealth. I saw that the more time you have, the less you have to work both now and later. I was ready to focus less on the now and more on the future before another year passed.
What I really wanted was to feel more certain and in control of my financial future. Running out of money was right up there after family as far as what's important, and I knew it. This was the big kahuna: would I outlive my money? The whole reason for working AND investing was making sure my money outlived me, yet I didn't know with a comfortable level of certainty that it would!
The huge realization that finally came was surprisingly simple. While I've worked with financial advisors in the past, this wasn't a job for anyone but me. Only I knew what I wanted. I knew if I dug deep, and put my emotions aside, I could make it happen. I knew I had it in me tocreate a plan to feel great about my money. I just needed to spend time on it, and allow myself the gift of confidence that came from knowing that I was definitely on track to have funds for life. So, I married my nerdy accounting background, three decades of investing experience and my entrepreneurial journey to take the steps that would give me the confidence that I so desired about my financial future.
With lots of effort, research and several tweaks, it worked! I created a clear vision and solid plan for funds for life based on realistic and slightly out of the box fiinancial planning, income and investing. Immediately, I felt relieved. Not only this, confidence and clarity replaced fear and uncertainty because I knew I had a solid and doable plan in place. This plan drove my decisions and actions. It finally felt great!
Now, I want to share this process with you, too, so you can feel more confident about your financial future. Plus, you'll be able to see the steps you need to take now before another year of missed opportunity passes. You'll get:
First Hand and Unbiased Knowledge that Gives You Confidence!
Realistic yet Promising Clarity that Puts YOU in Control
An Action Plan that Fuels & Sustains Funds for Life the Way YOU Want to Live
Helping you have each one of these is exactly what my Luxe for Life Program will do so you can finally feel at peace and in control of your own financial future.
Here’s the Big Picture of What You’ll Get:
Gain confidence around investing your money
Feel in control of your investment accounts
Create a realistic estimate of how much your current investment accounts will be worth later
Confirm that your actions now are creating funds for life (before it’s too late)
Doable options to enhance your wealth from both your investments AND your natural skills
Clarity to finally replace that nagging fear that you may run out of money
If you work with a financial advisor or planner, these steps will enhance your results and relationship because you are providing her with what matters most to you from a place of inner knowing. Some financial planners do part of this process with their clients at an hourly rate or fee that is 10 times the cost of this program. Plus, you’ll be able to do this process from a comfortable and intimidation free space on your on time and schedule.
There are 6 modules, and each module delivers a paradigm shift to enhance your wealth journey. You’ll get wiser with each lesson, and you become more confident about your money, your life, your financial future and wellbeing!
You’ll get, step by step, everything below with my guidance from over 30 years of investing in literally “everything,” creating 5+ diversified and consistent income streams, and as an Accredited Financial Counselor®
Think about how good you will feel about your financial future once you have all of this clarity and confidence, and what all you can achieve once you have this solid foundation in place.
One thing is for absolutely certain. In one year you’ll wish you have done this. In five years you’ll really wish you had done this. And in 10 years, it may be too late to grow your money so it gives you the life you want.
Here’s How You’ll Get All of This:
The videos in each lesson will take you step by step through each process. You can watch them as many times as you like. And you’ll definitely want to watch them again every year when you update your progress toward your financial goals. You’ll have everything you need, for as long as you want.
Accompanying templates, handouts and guides
Here’s What All You Get When You Order Today:
Immediate Online Access to the Complete Luxe for Life Program
Step by Step Videos You Can Watch As Many Times as You Want
Templates and Handouts for Every Lesson
Confidence and Clarity About Your Financial Future
Plus These Bonusesto Catapult Your Lifestyle and Wealth Creation:
Camille's Luxe Spending Secrets - Think of Champagne taste on a Prosecco budget, travel to Europe, afford designer style, buy diamonds, luxury cars, indulge in regular massages and dine organic daily. (You are under OATH to never reveal these stealth spending strategies to your girlfriends!)
Lucrative Income Idea Guide that support my philosophy that income generation is way more fun and expansive than budgeting, so no more excuses for making less than you spend! There is an income strategy here for everyone to end the month with extra money.
So, which is it? Spending a few hours now with a group of empowered women creating your own financial future? Or continued fear, avoidance and uncetainty?
Click the button below now to begin creating your own financial freedom. Your course login will be emailed as soon as you purchase the program.